Privacy Policy

Your privacy is important to us. This Privacy Policy explains how Stocard - Fidelity ("we," "us," or "our") collects, uses, discloses, and safeguards your information when you use our mobile application. Please read this policy carefully. By using Stocard - Fidelity, you agree to the collection and use of information in accordance with this policy.

1. Information We Collect

Information You Provide

We may collect information that you voluntarily provide when using Stocard - Fidelity, including but not limited to:

Account information, usage data, and app preferences

Automatically Collected Information

When you use our app, certain information is collected automatically, including:

• Device information (device model, operating system version, unique device identifiers)
• Usage data (features accessed, time spent in app, interaction patterns)
• Crash reports and performance data
• IP address and approximate location (country/region level)

Subscription Information

Payment processing is handled entirely by Apple through the App Store. We do not collect, store, or have access to your payment card details. We receive confirmation of your subscription status from Apple to provide you access to premium features.

2. How We Use Your Information

We use the information we collect for the following purposes:

• To provide, maintain, and improve Stocard - Fidelity
• To personalize your experience within the app
• To process and manage your subscription
• To send you technical notices, updates, and support messages
• To detect, prevent, and address technical issues and abuse
• To analyze usage trends and optimize app performance
• To comply with legal obligations

3. Data Storage & Security

We use Google Firebase to store and process data. Firebase provides enterprise-grade security infrastructure including:

• Data encryption in transit (TLS/SSL) and at rest
• SOC 1, SOC 2, and SOC 3 compliance
• ISO 27001 certification
• Regular security audits and penetration testing

While we implement commercially reasonable security measures to protect your information, no method of electronic storage or transmission over the Internet is 100% secure. We cannot guarantee absolute security of your data.

4. Third-Party Services

Stocard - Fidelity integrates with the following third-party services, each of which has its own privacy policy governing the use of your information:

Firebase (Google), RevenueCat, Apple, Replicate

We encourage you to review the privacy policies of these third-party services to understand how they handle your data.

5. Data Retention

We retain your personal information for as long as your account is active or as needed to provide you with our services. Specifically:

• Account data is retained while your account exists and for up to 30 days after deletion
• Usage analytics are retained in aggregated, anonymized form
• Crash reports are retained for up to 90 days
• Subscription records are retained as required by financial regulations

When data is no longer needed, it is securely deleted or anonymized.

6. Your Rights

Depending on your jurisdiction, you may have the following rights regarding your personal data:

• Access: Request a copy of the personal data we hold about you
• Correction: Request correction of inaccurate personal data
• Deletion: Request deletion of your personal data and account
• Portability: Request a portable copy of your data
• Restriction: Request that we restrict processing of your data
• Objection: Object to our processing of your personal data

To exercise any of these rights, please contact us at ilyas.inajjar@gmail.com. We will respond to your request within 30 days.

7. Children's Privacy

Stocard - Fidelity is not intended for use by children under the age of 13. We do not knowingly collect personal information from children under 13. If we become aware that we have collected personal information from a child under 13, we will take steps to delete that information promptly.

If you are a parent or guardian and believe your child has provided us with personal information, please contact us at ilyas.inajjar@gmail.com so we can take appropriate action.

8. Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, technology, legal requirements, or other factors. When we make material changes, we will:

• Update the "Last updated" date at the top of this policy
• Notify you through the app or via email for significant changes

Your continued use of Stocard - Fidelity after any changes to this policy constitutes your acceptance of the updated terms.

9. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us at: